LPS offers 4 retirement options through PERA and TIAA. View your options.
Colorado Public Employees' Retirement Association (PERA) provides retirement and other benefits to the employees of more than 500 government agencies and public entities in the state of Colorado. Established by state law in 1931, PERA operates by authority of the Colorado General Assembly and is administered under Title 24, Article 51 of the Colorado Revised Statutes. In accordance with its duty to administer PERA, the Board of Trustees has the authority to adopt and revise Rules in accordance with state statutes.
PERA is a substitute for Social Security for most of these public employees. Benefits are pre-funded, which means while a member is working, he or she is required to contribute a fixed percentage of their salary to the retirement trust funds. This percentage is 11 percent for most members. Employers also contribute a percentage of pay to the trust fund.
As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.
You can enroll in the PERAPlus 401(k) and 457 Plans Online!
Online - 24 hours a day, 7 days a week.
Monday–Thursday, 7:00 a.m. to 5:30 p.m.; Friday, 7:00 a.m. to 4:30 p.m. (Mountain time)
For deaf or hard-of-hearing dial 711 to contact Relay Colorado.
Customer Service–for general questions
Secure correspondence system–for account-specific questions
Webmaster–for technical issues relating to the PERA website
PO Box 5800, Denver, CO 80217-5800
There are a variety of investment options from which to choose under the District's retirement plan. View these options on TIAA's website.
TIAA consultants are available to assist employees at 1-800-842-2252. Individual appointments may be scheduled at the TIAA office if desired, but most questions can be addressed by the telephone consultants.
The district offers the following voluntary plans thru TIAA:
* those over age 50 may be eligible for a $7,500 annual catch-up provision for each of these plans.
It's easy - just click or call. Complete Enrollment Instructions and FAQ's
Online - 24 hours a day, 7 days a week.
Teacher's Insurance and Annuity Association of America (TIAA)
Rocky Mountain Regional Office
1670 Broadway Suite 2200
Denver, CO 80202
Telephone Counseling Center: (303) 607-2300 or toll free (800) 842-2252
M-F 6:00 a.m. 8:00 p.m. (MST), Saturday 7:00 a.m. - 4:00 p.m. (MST), Closed Sunday
The following information is provided to you by Innovest, the district's investment advisor, to help you grow your retirement savings. Click on the links below to learn more.
Innovest Newsletters
Check here quarterly for updated portfolio performance results!