Retirement Options

LPS offers 4 retirement options through PERA and TIAA. View your options.


Colorado Public Employees' Retirement Association (PERA) provides retirement and other benefits to the employees of more than 500 government agencies and public entities in the state of Colorado. Established by state law in 1931, PERA operates by authority of the Colorado General Assembly and is administered under Title 24, Article 51 of the Colorado Revised Statutes. In accordance with its duty to administer PERA, the Board of Trustees has the authority to adopt and revise Rules in accordance with state statutes.

PERA is a substitute for Social Security for most of these public employees. Benefits are pre-funded, which means while a member is working, he or she is required to contribute a fixed percentage of their salary to the retirement trust funds. This percentage is 11 percent for most members. Employers also contribute a percentage of pay to the trust fund.

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.


You can enroll in the PERAPlus 401(k) and 457 Plans Online!

Online - 24 hours a day, 7 days a week.

  1. Go to, and select the PERAPlus 401(k)/457 and PERA DA Plan Information link from the "Programs' menu.
  2. Next, click on Enroll in the PERAPLUS 401(k) Plan Online  or the Begin PERAPlus 457 Plan enrollment links on the page. You will be prompted to login to your PERA account.


Contact PERA


Monday–Thursday, 7:00 a.m. to 5:30 p.m.; Friday, 7:00 a.m. to 4:30 p.m. (Mountain time)
For deaf or hard-of-hearing dial 711 to contact Relay Colorado.


Customer Service–for general questions
Secure correspondence system–for account-specific questions
Webmaster–for technical issues relating to the PERA website


PO Box 5800, Denver, CO 80217-5800

LPS Retirement Information

LPS Retirement Plan (TIAA)

There are a variety of investment options from which to choose under the District's retirement plan. View these options on TIAA's website.

TIAA consultants are available to assist employees at 1-800-842-2252. Individual appointments may be scheduled at the TIAA office if desired, but most questions can be addressed by the telephone consultants.

The district offers the following voluntary plans thru TIAA:

  • Tax Deferred Annuity 403(b) (maximum annual contribution limit for 2024 is $23,000*) 
  • Deferred Compensation 457(b) plan (maximum annual contribution limit for 2024 is $23,000*)

* those over age 50 may be eligible for a $7,500 annual catch-up provision for each of these plans.


It's easy - just click or call. View or print complete enrollment instructions and FAQ's HERE.

Online - 24 hours a day, 7 days a week.

  1. Go to, and click Enroll Now.
  2. Next, click the Plan name under the Enroll Online section. You will come to the Welcome page.
  3. Click Register with TIAA to set up your user ID and password.

    Current Webinars

Contact TIAA

Teacher's Insurance and Annuity Association of America (TIAA)
Rocky Mountain Regional Office
1670 Broadway Suite 2200
Denver, CO 80202

Telephone Counseling Center: (303) 607-2300 or toll free (800) 842-2252

M-F 6:00 a.m. 8:00 p.m. (MST), Saturday 7:00 a.m. - 4:00 p.m. (MST), Closed Sunday

TIAA 403(b) and 457(b) Plans Information Center

The following information is provided to you by Innovest, the district's investment advisor, to help you grow your retirement savings. Click on the links below to learn more.

Innovest Newsletters

Portfolio Review and Product Analyses