Life Insurance

Critical Illness Insurance

This plan protects against the financial impact of certain covered illnesses such as heart attack or cancer. You receive a direct lump-sum benefit to cover out-of-pocket expenses for your treatments that are not covered by your medical plan. You can also use the money to take care of your everyday living expenses, such as housekeeping services, special transportation services, and daycare.

Critical Illness Benefit Highlights - English

Critical Illness Benefit Highlights - Spanish

Critical Illness Insurance - English

Critical Illness Insurance - Spanish

Accident Insurance

You can't always avoid accidents - but you can help protect yourself from accident-related costs that can strain your budget. Accident insurance supplements your primary medical plan and disability programs by providing cash benefits in cases of accidental injuries. You can use this money to help pay for uncovered medical expenses, such as your deductible or coinsurance, or for ongoing living expenses, such as your mortgage or rent. Benefits are paid in addition to other coverages you may have, such as medical or an AD&D plan.

Accident Insurance - English

Accident Insurance - Spanish

Accident Insurance Benefit Highlights - English

Accident Insurance Benefit Highlights - Spanish

Hospital Indemnity Insurance

A trip to the hospital can be stressful, and so can the bills. Even with a major medical plan, you may still be responsible for copays, deductibles, and other out-of-pocket costs. A hospital indemnity plan provides supplemental payments directly to you - unless assigned to someone else - that you can use to cover expenses that your medical plan doesn't cover for hospital stays

Hospital Indemnity Benefit Highlights - English

Hospital Indemnity Benefit Highlights - Spanish

Hospital Indemnity Employee

Hospital Indemnity Employee - Spanish

Life Insurance

Littleton Public School District pays the full cost for an eligible employee’s group Life Insurance which includes Accidental Death and Dismemberment Insurance. Life insurance coverage is equal to two times the eligible employee's annual salary to a maximum of $400,000. Employees may elect to pay for dependent life insurance coverage in the amount of $10,000/spouse, $5,000/child (6 months to 26 years), and $500/child (live birth to 6 months without AD&D). This coverage is provided through The Hartford Life Insurance Company. The Beneficiary Designation form is available to employees below and also on the staff intranet, InsideLPS.

To change your life insurance beneficiary, complete this form and send it to the Benefits Technician, Human Resources x3371.

Life Insurance Plan Description

Beneficiary Assistance Counseling services

Spanish Beneficiary Assist Employee

Group Term Life Benefit Summary

Basic Group Life and AD&D

Group Insurance Life Portability and Conversion

Life Portability Prime Information