Benefits Open Enrollment

2021-22 Active Open Enrollment

No Rate or Benefit Plan Changes

Open Enrollment is ACTIVE this year!!!

You MUST enroll or re-enroll to elect your benefits, even if you want to keep the same plans as last year. You MUST take action and re-enroll or enroll to have benefits for the 2021-22 benefit plan year.

Benefit Enrollment Steps

  1. Login to EO - make sure you have your username and password
  2. Once you are logged in, go to the Menu and select Benefits then Benefit Enrollment.
     
  3. Click on Choose New Plans and begin selecting your plans.

For  your convenience, here is the 2021-22 Benefit Rate Sheet.


Enrolling in EMPLOYEE ONLY Plans:

  1. Medical Plans
     
    • Choose to Enroll in one of the medical plans below or choose Waive Medical plan
       
      • If Enrolled in Cigna CDHP or Kaiser HDHP
        • Enroll in HSA plan to receive the district contribution
          • OPTIONAL: Enroll in FSA Dental/Vision plan
            *If you anticipate these expenses and do not wish to use your HSA for these expenses this year, you can select a FSA plan.
            *To be eligible to enroll in the FSA Dental/Vision you must be enrolled in either the Cigna CDHP or Kaiser HDHP medical plan.
  •    If you Enrolled in the Cigna OAP or Kaiser DHMO medical plan     
  •  OPTONAL: You may choose to enroll in FSA Health only.​
  1. Choose to Enroll in or Waive Dental plan
     
  2. Choose to Enroll in or Waive Vision plan
     
  3. Choose to Enroll dependents in or Waive Dependent Life plan

**** Make sure you click on the Confirm All button after each plan selection******


Enrolling in EMPLOYEE PLUS DEPENDENT Plans:  You can choose between Employee + Spouse or Employee + Child(ren) or Employee Family

  1. Family Informaion
    • Check or Add your dependent information on the Family Information Section (You will need to enter the DOB and SSN of your dependents.)
       
  2. Medical Plans
  • Choose to Enroll in one of the medical plans below or Waive Medical plan
     
    • If Enrolled in Cigna CDHP or Kaiser HDHP
      • Enroll in HSA plan to receive the district contribution
        • OPTIONAL: Enroll in FSA Dental/Vision plan (If you anticipate these expenses and do not wish to use your HSA for these expenses this year, you can select a FSA plan.) 
          To be eligible to enroll in the FSA Dental/Vision you must be enrolled in either the Cigna CDHP or Kaiser HDHP medical plan.
           
    • If you Enrolled in the Cigna OAP or Kaiser DHMO medical plan
      • OPTONAL: You may choose to enroll in FSA Health only.​
  1. Choose to Enroll in or Waive Dental plan
     
  2. Choose to Enroll in or Waive Vision plan
     
  3. Choose to Enroll dependents in or Waive Dependent Life plan

**** Make sure you click on the Confirm All button  after each plan selection******

Please complete and submit the following forms to Human Resources if adding spouse and/or children to your Medical, Dental or Vision plan (if not already turned in)

Employee Affidavit of Status of Spouse and Dependents for Federal Tax Purposes and supporting documentation.

LPS Employee Affidavit Status of Dependents for Benefit Eligibility Purposes and supporting documentation.

ENROLLMENT FAQs

 

 

 How long is the open enrollment period?

Benefits open enrollment is May 10, 2021 through May 27, 2021 for an effective date of July 1, 2021. You may make as many changes as you like during this period.


 Where do I find Benefit Rates and Plan Information?

Benefit Rates are found on InsideLPS and our Benefit Plan information is found on the HR Employee Benefits Page.


 I'm planning on retiring soon. Is there anything special I need to do?

If you are within 5 years of retirement, you should consider:

  1. Dropping participation in the Section 125 Plan Premium Only Plan (POP) by electing the AFTER-TAX option for the medical, dental and/or vision plans to maximize your future PERA retirement benefits.
     
  2. Not enrolling in the Section 125 Plan general purpose health flexible spending, limited health flexible spending account (dental/vision only) and dependent care flexible spending account to maximize your future PERA retirement benefits.
     
  3. PLEASE NOTE: Health Savings Accounts (HSA), 401(k), 403(b), and 457(b) contributions do not affect your future PERA retirement benefits. It is not necessary to stop those enrollments prior to retirement to maximize your future PERA retirement benefits.

 I don't have ANY changes to my benefits elections. What do I need to do?

This is an ACTIVE enrollment year, which means you need to elect or enroll in any/all plan you want to be covered under for the 2021-22 benefit plan year.


 How do I know my elections are correct?

Your election choices are visible in the Open Enrollment Summary View screen that loads automatically after each benefit election is made. You will then see your elections as "Pending Approval" in the Enrollment status column. You will get an email for every election you make and an email when your election is approved


 

 Where do I find Benefit Rates and Plan Information?

Benefit Rates are found on InsideLPS and our Benefit Plan information is found on the HR Employee Benefits Page.

 What is my employee number?

Your employee number is a six-digit number that was assigned to you when you started working for LPS. You use this number to login to Employee Online and LARS, but your passwords may be different for each program. If you have any trouble logging in to Employee Online, call Tricia Earp, Human Resource Specialist, at (303) 347-3366 or by tearp[at]lps.k12.co[dot]us

 Can I use Chrome when accessing Employee Online?

The information is best displayed in Internet Explorer. While you might see most of the information in Chrome, you might lose some of the functionality of the system. For best results, please use Internet Explorer to make your benefits elections.

 How do I make sure that my family members are covered?

First, you will add your family members on Employee Online under the Family Information tab. When you make your benefits elections, you'll check the box next to the family members that you'll be covering.

 How do I know that my benefits elections have been accepted and that I'm enrolled in the plans I want?

After you have made your benefits elections, you will receive an email notification for each request submitted. After open enrollment closes, you will receive a second email notification when each request is approved or denied. Additionally, your election choices are visible in the Open Enrollment Summary View screen that loads automatically after each benefit election is made. All elections made will show "Request Pending" in the Enrollment status column. 

IMPORTANT REMINDERS:

LPS Monthly Contribution

LPS Calendar Year Contribution

Your Calendar Year Maximum Contribution

2021 IRS Calendar Year Maximum Contribution

Individual

 

$104.17

$1,250

$2,350

$3,600

Family

$141.67

$1,700

$5,500

$7,200

* When calculating how much to contribute to the HSA, be sure to deduct the district's contribution from the IRS limit.

* * To be eligible for an HSA you must NOT be enrolled in Medicare Part A, Part B, Part D or any other Medicare benefits (those eligible but not enrolled still qualify) **

 

Upcoming Webinars and Sessions

5/11/21LPS Open Enrollment Webinar 4:15pm to 5:15pm - This webinar will cover the basics of our benefit plans.

5/12/21 - Virtual How to Re-Enroll in your Current Benefits 7:30am - 8:30am - This vitual session will cover how to re-enroll in your existing benefit plans.

5/14/21 - In Person Open Enrollment Help at the ESC in the Boardroom on the 2nd Floor - 7:30am - 12:00pm - Bring your laptop!

5/19/21 LPS Open Enrollment Webinar 4:15pm to 5:15pm - This webinar will cover the basics of our benefit plans.

5/25/21 - In Person Open Enrollment Help at the ESC in the Boardroom on the 2nd Floor - 1:00pm - 6:00pm - Bring your laptop!

5/26/21Virtual Open Enrollment Help - A 15 min session to help you with your benefits.

 

Human Resources is located on the second floor of the Education Services Center at 5776 S Crocker Street. Hours: 7:30 AM to 4:30 pm Monday through Friday.

Login to Employee Online to make your 2021-22 benefits elections

You MUST re-enroll to elect your contributions to the Flexible Spending Account for health care, limited dental/vision and dependent care. 

Health Flexible Spending Account Limit $2,750.00 Per Calendar Year

Limited Purpose FSA Limit $2,750.00 Per Calendar Year

Dependent Care FSA Limit $5,000.00 Per Calendar Year

You will receive an email for every election you submit. If you do not receive the email, call the Benefits Technician at 303-347-3371 or email bkay[at]lps.k12.co[dot]us.

Benefit rate sheets are accessible through InsideLPS Staff Intranet

Pre-Tax vs. After-Tax Elections

You have the option of paying for your benefits with pre-tax or after-tax dollars. Pre-tax elections are deducted from your gross pay before tax is calculated on your earnings. This reduces your gross taxable wages and the tax withheld from your pay. After-tax elections are made with the money left in your paycheck after taxes are deducted. This is the amount available for your after-tax insurance premiums.

If you are within five years of retirement, in order to maximize your PERA retirement benefit you should not participate in any of the Section 125 plans, including paying for your portion of your benefits pre-tax. You may participate in a Health Savings Account, however.

​​

 

 

Cigna Open Enrollment Support

Cigna Plans 

1-888-806-5094

24 hours a day, 7 days a week

Kaiser Open Enrollment Support

Kaiser Plans

1-800-324-9208

Monday - Friday

8 am to 7pm MDT