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Retirement Plans


Tax deferred savings plans are special accounts that allow employees to save money for retirement while deferring taxes on that money until withdrawn. Employees pay lower federal and state income taxes now because this money is deducted from their paycheck before taxes ("tax deferred") and forwarded to their plan account(s).

The district has established TIAA-CREF as the single vendor for its 403(b) and 457(b) tax deferred plans which, along with PERA's 401(k), are the only Tax Deferred Savings Plans permitted under Board of Education Policy through Littleton Public Schools' payroll deduction. The numbers refer to the Internal Revenue Code sections that apply to these plans.

Additional information on PERA's 401(k) can be found on PERA's website.

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