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Risk Management

 

Littleton Public Schools carries insurance policies to protect students, staff, and property.

The Risk Financing and Insurance Fund is used to account for premiums on insurance, loss control, workers' compensation, payment of loss or damage to property, administrative insurance expenses, legal claims against the district which have been settled, and judgements rendered againt the district for injury.

Arapahoe County School District Number Six
Schedule of Insurance
July 1, 2013–June 30, 2014

Coverage Carrier Coverage Limit Deductible Premium

General Liability and School Leaders Errors and Omissions

Excess-of-Loss Insurance Pool (ELSIP)

$5,000,000
each occurence
$5,000,000
gen. aggregate limit

$150,000

 

$99,000

Property: 
1. inland marine
2. boiler and machinery
3. flood and earthquake
4. automobile physical damage 

Travelers


 $285,194,997     
50,000,000
25,000,000
  4,023,208 

 
 $25,000
   25,000
   50,000
   25,000

$275,000

Automobile Liability:
1. combined single limit
2, uninsured motorist
3. medical payments

State Farm Insurance 


$1,000,000
100,000/300,000
10,000

$0

 

$75,000

Crime:
1. employee dishonesty
2. theft
3. computer fraud
4. depositors forgery or alteration

Travelers 

 
$1,000,000
  1,000,000
  1,000,000
  1,000,000

  
  25,000
  25,000
   25
,000 
  25,000

$6,000

Workers' Compensation 

 

Joint School Districts' Workers'
Compensation Pool
(JSDWCP)

 $1,000,000

$450,000 

$250,000

Fiduciary Liability

Travelers

$1,000,000

$10,000

$3,500

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